Annual Travel Insurance Plan
Year-round coverage for your travel investments.
The Travel Guard Annual Plan is not available for residents in KS, MT and NY.
Do you find yourself traveling so often your hotel feels like home? Whether traveling for business or leisure, the Travel Guard Annual Plan may be just what you need to cover your travel investments. Get essential coverage for multiple trips throughout the year. You’ll not only get 24/7 travel assistance services, but coverage for medical expenses, Trip interruption, lost or delayed Baggage, and medical evacuations. Travel Guard has over 30 years of experience and has covered millions of travelers. Our Annual Plan delivers the coverage you are looking for.
Annual Plan Standard Coverages
For complete coverage information and exclusions, please refer to the
Policy of Insurance for your state of residence prior to purchase.
Trip Interruption: Up to 100% of Insured Trip Cost
Reimburses nonrefundable, Unused payments or deposits if you must interrupt your Trip due to an illness, Injury, or death of you, a Family Member, Traveling Companion or Business Partner, or for other covered reasons. Maximum of $2,500
Trip Delay: Up to $1,500
Reimburses up to $150 per day for Reasonable Additional Expenses until travel becomes possible if your Trip is delayed for more than 5 hours due to covered reasons.
Missed Connection: Up to $500
Reimburses you if Inclement Weather or Common Carrier causes cancellation or a delay to your point of departure of regularly scheduled airline flights for three or more hours. Does not apply if you do not leave adequate time between connecting flights.
Baggage Coverage: Up to $2,500
Reimburses you if your luggage is lost, damaged, or stolen while on your Trip.
Baggage Delay: Up to $1,000
Reimburses you for the purchase of necessary personal effects if your bags are delayed for more than 12 hours.
Travel Medical Expense/Dental Expense: Up to $50,000/$500
Travel Medical Expense pays for medical expenses incurred due to a Sickness or Injury that happens while on a Trip. A $500 sub-limit applies for dental expenses.
Emergency Evacuation and Repatriation of Remains: Up to $500,000
Covers evacuation expenses as directed by a Physician to the nearest adequate medical facility or home in the event of death or if medically required. Max of two evacuations.
Accidental Death & Dismemberment: Up to $50,000
Pays for loss of life and limb if it occurs within 365 days of an accident during your Trip.
Security Evacuation: Up to $100,000
Coverage for security evacuation or Trip Interruption due to a riot, civil disorder, or Natural Disaster.